Insurance for Business, Contractors, and Churches
Protecting your investment. We’re committed to small main street rural communities.
North Star Mutual Insurance Company assures businesses, contractors, and churches a broad, comprehensive coverage designed to meet the changing needs that these entities face in the modern world. Landlords who own apartments, offices, retail buildings, service providers, retailers, mini-storage and the like all find the insurance protection they need at North Star Mutual.
North Star Mutual insures a variety of small to medium-sized businesses, including a policy designed to fit the specialized needs of small to medium sized contractors.
North Star Mutual’s history of church insurance ensures protection, which meets the needs of today’s congregations.
Contact your local independent North Star Mutual agent for insurance coverage to meet the specific needs of your business.
Providing Insurance Coverage for:
- Commercial Buildings
- Business Personal Property
- Commercial Liability
- Umbrella Liability - provides protection for catastrophic losses
- Workers Compensation Outlet - www.sfmic.com
- Churches
- Contractors
North Star Mutual provides coverage for many unique Contractor Classifications:
- Carpentry
- Painting
- Floor Covering Installation
- Plumbing
- Electrical
- Landscape Gardening
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- Drywall or Wallboard Installation
- Janitorial Services
- House Furnishing Installation
- Masonry
- Siding Installation
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Optional Coverages Available:
- Business Income Extra Expense
- Backup of Sewers and Drains
- Outdoor Signs and Fencing
- Builder’s Risk/Theft of Materials
- Earthquake
- Products and Completed Operations
- Professional Liability
- Directors & Officers Liability for Condominium Associations
- Non-Owned & Hired Auto Liability
Some of the Additional or Optional Coverages Available on North Star Mutual’s Church Policy:
- Directors and Officers Liability
- Pastors Counseling Liability
- Sexual Misconduct Liability
- Cemetery Liability
- Medical Payments for Donated and Volunteer Labor
- Medical Payments for Unscheduled Athletic Activities
- Inland Marine coverage for Fine Arts and Musical Instruments
- Glass and Stained Glass
- Property Belonging to the Pastor
Eligible Types of Businesses:
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Apartments & Condominiums (residence and office)
Barber and Beauty Shops
Drug Stores
Clothing Stores
Convenience Stores
Resorts
Funeral Homes
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Furniture Stores
Gift, Hobby & Craft Shops
Mini Malls
Mini Storage
Offices
Restaurants, Delis, Fast Food
Video Rental Stores
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Need to Report A Claim? We are dedicated to providing fast and fair claim service with friendly care and a personal touch.