North Star Mutual Insurance Company
A Personable Company – Keeping You on Course


Over the nearly 90 years we’ve served Midwest residents, farmers and businesses, North Star Mutual has grown substantially. Still, we have kept our home office in a small town and we strongly adhere to our rural values. We emphasize superior protection with fast, fair, and friendly service.

North Star Mutual provides insurance coverage through a vast network of independent agents. Agent and policyholder satisfaction is our driving force.

  • Organized and chartered in 1920
  • Home office in Cottonwood, Minnesota, 140 miles west of Minneapolis
  • Modern 53,500 square-foot office building; initial construction of current building in 1968, with additions in 1979 and 1995
  • Provide insurance protection for homes, farms, autos, and businesses in Minnesota, North Dakota, South Dakota, Nebraska, and Oklahoma
  • Minnesota farm policies packaged with Township Mutuals throughout the state
  • Financial security is rated A+ Superior by A.M. Best 
A Personable Company - Keeping You on Course